short-term health insurance

The Benefits of Short-Term Health Insurance

Are you in between jobs or a senior looking for coverage until you reach Medicare age? If so, a short-term medical plan may be what you need to keep you protected. 

Short-term medical is a health insurance plan that offers coverage for up to 364 days and can be renewed if the total duration doesn’t exceed 36 months. It is a flexible health insurance coverage solution when you need coverage for a period of transition in your life. Short-term health plans offer financial protection for medical services such as doctor office visits, emergency room visits, hospital stays, and more.

Is Short-Term Health Insurance for Me?

Short-term health insurance may be for you if you are:

  • In between jobs
  • Just starting a new job and waiting for coverage
  • A college student or recent graduate with no health coverage
  • A senior looking for coverage until Medicare eligibility
  • Unable to qualify for or afford individual coverage or Cobra
  • Waiting for Exchange Open Enrollment

What Do Short-Term Medical Plans Provide?

Short-term medical plans are designed to provide great short-term coverage with benefit options equivalent to long-term coverage. Plans can include:

  • Office visit copay plans
  • Prescription drug plans
  • Lifetime maximum options 
  • Option to purchase different length cover plans
  • Coverage until Medicare eligibility begins
  • ID cards and Certificates of Insurance issued immediately online

Other Short-Term Medical plans help cover everyday medical expenses like doctor office visits and outpatient care and, optionally, prescription drug costs. Plans can include:

  • Low deductibles
  • Doctor visit copays
  • Optional Prescription coverage
  • Access to telemedicine 24/7
  • Fixed indemnity payments for surgeries and hospitalization
  • Discounts and lifestyle benefits

Contact an Independent Insurance Agent for your Short-Term Health Insurance

Contact me today to discuss your options for short-term health insurance.

I am licensed in Georgia, South Carolina, Florida, Pennsylvania, and Alabama.