Low-income Special Enrollment Period Extended

A low-income Special Enrollment Period extension is said to benefit millions of people potentially.   At the end of the last Open Enrollment, roughly 1/3 of Marketplace participants had income at or below the 150% federal poverty level (or FPL, which is $19,320 per year for a single person in…

Whole Life Insurance Explained

What is whole life insurance?  Whole life insurance is permanent life insurance protection that lasts your entire life; by contrast, term life insurance only covers you for a specific number of years. While there are other kinds of permanent coverage, whole life is the simplest.  Whole Life Insurance: How it…
medicare plans for veterans

Medicare Plans for Veterans

Discover Medicare Plans for Veterans It is common for veterans approaching Medicare eligibility to have questions about Medicare plans for veterans with Veterans Affairs (VA) benefits. While Medicare does not coordinate with VA Benefits, you can have both types of insurance simultaneously and benefit from doing so. Below, we answer…
medicare telehealth coverage

Medicare Telehealth Coverage Improving for Mental Health

Medicare Coverage of Telemental Health The COVID-19 pandemic took a toll on the nation’s mental health. During this time, Medicare, and other agencies, focused more attention on telehealth. As a result, beneficiaries were able to access some health care amid stay-at-home orders, with specialists like behavioral health providers seeing the…
autism treatments covered by health insurance

Are Autism Treatments Covered by Health Insurance?

Autism treatments covered by health insurance vary by state and plan. Fortunately, the Affordable Care Act contains important provisions for individuals with autism and related conditions and their families. >Most health insurance plans are no longer allowed to deny, limit, exclude, or charge more for coverage to anyone based on…
group Medicare Advantage plan

5 Reasons To Add a Group Medicare Advantage Plan

Benefits of Adding a Group Medicare Advantage Plan Your employees work hard for you and help your business succeed. A group health plan is one of the most important benefits you can offer them in return. It shows you are invested in their health and well-being, not just your bottom…
national nutrition month

National Nutrition Month

March is National Nutrition Month! National Nutrition Month® is an annual nutrition education and information campaign created by the Academy of Nutrition and Dietetics. The campaign, celebrated each year during the month of March, focuses on the importance of making informed food choices and developing sound eating and physical activity…
hospital indemnity insurance

What You Need To Know About Hospital Indemnity Insurance

Hospital Indemnity Insurance: What You Need to Know A lengthy hospital stay can lead to unexpected medical expenses, even with comprehensive medical insurance. Hospital indemnity insurance supplements your existing health insurance coverage by helping pay expenses for hospital stays.   Supplemental insurance policies, like hospital indemnity, are designed to fit…
long term disability insurance

Do I Need Long-term Disability Insurance?

The Need for Long-term Disability Insurance Could you maintain your current lifestyle if you lost your ability to work and earn income? Long-term disability (LTD) insurance provides financial protection for people who can no longer provide for their families due to illness or injury.   The reality is 7 in 10…

How To Save Money on Health Insurance

Save Money on Health Insurance Costs Healthcare costs are one of the leading causes of bankruptcy in the United States. A large part of this is attributed to the difficulty people have choosing the most financially beneficial insurance plan for their needs. Read below to find out how you can…