term life whole life insurance

Term Versus Whole Life Insurance

Should I buy term or whole life insurance? Well, let’s start with the differences between term life versus whole life insurance. Term life insurance covers you for a specified amount of time at a smaller price and is a much simpler type of coverage. Whereas whole life insurance is lifelong…
Medigap (supplement policy)

What Is Medigap?

Medigap is a supplement policy designed to fill Medicare Part A and Part B coverage gaps. Original Medicare is a fee-for-service health plan made up of two parts:  Part A (Hospital Insurance) and Part B (Medical Insurance).  A supplement policy (Medigap) eliminates or decreases out-of-pocket fees for inpatient and outpatient…
life insurance awareness month

September Is Life Insurance Awareness Month

September is Life insurance Awareness Month! Use this month to discuss the importance of life insurance with loved ones and find yourself a policy. Protect Your Loved Ones With Life Insurance The pandemic showed us the importance of protecting ourselves and our families from the unexpected. Life insurance is a…

Medicare Open Enrollment

Medicare open enrollment for 2022 coverage starts on October 15, 2021, and continues through December 7. During this annual window, Medicare plan enrollees can reevaluate their coverage – whether it’s Original Medicare with supplemental drug coverage or Medicare Advantage – and make changes or purchase new policies if they so…
preventative care

Preventive Care May Help Improve Your Overall Health

Checking in on your health and getting recommended preventive care may help improve your overall health. Preventive care means detecting potential issues early before they become major problems. In this blog, you will learn the difference between preventative and diagnostic care, coverage, and how preventative care may help improve your…
marketplace special enrollment period

Marketplace Special Enrollment Period And Non-ACA Compliant Plans

Individuals with non-ACA compliant plans (such as short-term policies) should take advantage of the COVID-related Marketplace Special Enrollment Period (SEP), now through August 15.  This SEP is an excellent opportunity for these individuals to make the switch to affordable comprehensive major medical health insurance. August 15 Special Enrollment Deadline The…
short-term health insurance

The Benefits of Short-Term Health Insurance

Are you in between jobs or a senior looking for coverage until you reach Medicare age? If so, a short-term medical plan may be what you need to keep you protected.  Short-term medical is a health insurance plan that offers coverage for up to 364 days and can be renewed…
american rescue plan

Enhanced Subsidies Under The American Rescue Plan

The American Rescue Plan builds on the Affordable Care Act (ACA) by providing enhanced premium subsidies for coverage sold through the health insurance marketplaces.  The American Rescue Plan increases the premium tax credits (PTCs) available for marketplace enrollees by reducing the percentage of income that individuals and families are expected…
ACA enrollment period extended

ACA Open Enrollment Extended Through August 15

Did you lose your health insurance due to COVID-19?  ACA Special Enrollment Period Extended The federal government has declared a Special Enrollment Period (SEP) that extended the Affordable Care Act (ACA) Marketplace open enrollment through August 15, 2021.  This special enrollment window can be used by people who are uninsured…