Medicare’s fall open enrollment period starts Oct. 15 and runs through Dec. 7.

Medicare fall open enrollment, which starts Oct. 15 and runs through Dec. 7, is when you can make changes that take effect Jan. 1.  While you aren’t required to do anything, you can join, switch or leave a Medicare Advantage Plan or a Medicare drug plan during this Open Enrollment Period if you decide to. Otherwise, your 2021 coverage will continue into 2022. 

I can help you by checking to see if your current plan remains your best option.

For a no-cost, no-obligation appointment, call me today at (912) 660-5236.

Here’s what you need to know about open enrollment:

In simple terms, this annual fall open enrollment period is for adding or changing coverage related to a Medicare Advantage Plan (Medicare Part C) or prescription drug plan (Part D). 

Fall enrollment is different from your initial enrollment window, which starts three months before the month of your 65th birthday and ends three months after it. That’s when you generally must sign up for Part A (inpatient care) and Part B (outpatient care) unless you meet an exception such as having acceptable coverage elsewhere. You also can sign up for an Advantage Plan or a Part D prescription drug plan during your initial enrollment period.

If you join a Medicare Advantage Plan during this period but change your mind, you can switch back to Original Medicare or change to a different Medicare Advantage Plan (depending on which coverage works better for you) during the Medicare Advantage Open Enrollment Period (Jan. 1 – Mar. 31).

Contact an Independent Insurance Agent to Review Your Options 

Each year, it’s essential to review your Medicare health and drug coverage to determine if you could lower your out-of-pocket costs or make changes if it no longer meets your needs. Contact me today — I will help you choose the coverage option that’s right for you. 

I am licensed in Georgia, South Carolina, Florida, Pennsylvania, and Alabama.