medicare eligibility and enrollment in Georgia

Medicare Eligibility and Enrollment in Georgia

By Robert Medicare

Medicare in Georgia

Medicare in Georgia provides health benefits to seniors over 65 and certain disabled individuals under 65. In 2020, there were approximately 1,761,078 people enrolled in Medicare in Georgia. 

Already enrolled in Medicare? Whether you want to switch plans to get more coverage or aren’t sure whether you’re eligible for a Medicare Advantage Plan, I will make sure you’re getting the best coverage for your needs. 

If you are a Georgia resident and are curious about your eligibility for Medicare enrollment, call me at 912-660-5236 to explore your options.

Medicare Enrollment for Georgia Residents

There are several times during the year when you may be eligible to enroll in a Medicare plan. Here are these enrollment dates and explanations:

  • Initial enrollment period (IEP). This initial period starts 3 months prior to your 65th birthday and extends an additional 3 months after your birthday.
  • General enrollment (January 1–March 31). If you missed your IEP dates, you can enroll during the general enrollment period. Your coverage begins on July 1.
  • Open enrollment for Medicare Advantage (January 1–March 31). During this open enrollment period, you can switch from original Medicare to Medicare Advantage or change to a different Medicare Advantage plan.
  • Medicare annual enrollment period (October 15–December 7). During this time, you can choose a new plan.
  • Special enrollment period. You may qualify for a special enrollment period if your employer insurance has changed, or if you have a disability.

Medicare Options in Georgia

Medicare beneficiaries can choose to get their Medicare benefits (Part A and Part B) through the traditional Medicare program or enroll in a Medicare Advantage plan, such as a Medicare HMO or PPO. While the term Medicare is widely used to reference the program as a whole, there are various options within the program that you’ll want to familiarize yourself with:

  • Medicare Part A. This helps pay for inpatient care in a hospital or rehab facility after a hospital stay. Most people receive Part A at no cost because the premiums were paid for through FICA taxes while they were working.
  • Medicare Part B. Most services from doctors and other health care providers, outpatient care, home health care, medical equipment, and some preventive services are covered under Part B. There is a cost for Part B, and the base premium in 2020 is $144.60 per month.
  • Medicare Part C. Also known as Medicare Advantage, this combines the benefits and services covered under Part A and Part B. There are various Part C plans to choose from, including prescription drug coverage and other extra benefits and services.
  • Medicare Part D. This insurance helps cover the cost of prescription drugs.

Contact a Qualified Georgia Independent Insurance Agent

There are several options when it comes to protecting your financial future with Medicare plans in Georgia. You could choose a Medicare Supplement Plan, a Medicare Advantage Plan, or simply a prescription drug plan. There are no income restrictions for these plans. 

My job is to help you find the best options for you. I will assist you throughout the entire process until you are completely satisfied with the selections you have made. I will also be your personal agent as long as you are on Medicare. One benefit of having a local agent is that I am only a phone call away – no 1 (800) numbers and wasted time holding on the phone at a big company. I am here to serve YOU.

Contact me today with questions related to Medicare eligibility and enrollment in Georgia. I offer the best health care products at affordable rates and can write policies for most carriers.

 

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