Medicare in Georgia
Already enrolled in Medicare? Whether you want to switch plans to get more coverage or aren’t sure whether you’re eligible for a Medicare Advantage Plan, I will make sure you’re getting the best coverage for your needs.
If you are a Georgia resident and are curious about your eligibility for Medicare enrollment, call me at 912-660-5236 to explore your options.
Medicare Enrollment for Georgia Residents
There are several times during the year when you may be eligible to enroll in a Medicare plan. Here are these enrollment dates and explanations:
- Initial enrollment period (IEP). This initial period starts 3 months prior to your 65th birthday and extends an additional 3 months after your birthday.
- General enrollment (January 1–March 31). If you missed your IEP dates, you can enroll during the general enrollment period. Your coverage begins on July 1.
- Open enrollment for Medicare Advantage (January 1–March 31). During this open enrollment period, you can switch from original Medicare to Medicare Advantage or change to a different Medicare Advantage plan.
- Medicare annual enrollment period (October 15–December 7). During this time, you can choose a new plan.
- Special enrollment period. You may qualify for a special enrollment period if your employer insurance has changed, or if you have a disability.
Medicare Options in Georgia
Medicare beneficiaries can choose to get their Medicare benefits (Part A and Part B) through the traditional Medicare program or enroll in a Medicare Advantage plan, such as a Medicare HMO or PPO. While the term Medicare is widely used to reference the program as a whole, there are various options within the program that you’ll want to familiarize yourself with:
- Medicare Part A. This helps pay for inpatient care in a hospital or rehab facility after a hospital stay. Most people receive Part A at no cost because the premiums were paid for through FICA taxes while they were working.
- Medicare Part B. Most services from doctors and other health care providers, outpatient care, home health care, medical equipment, and some preventive services are covered under Part B. There is a cost for Part B, and the base premium in 2020 is $144.60 per month.
- Medicare Part C. Also known as Medicare Advantage, this combines the benefits and services covered under Part A and Part B. There are various Part C plans to choose from, including prescription drug coverage and other extra benefits and services.
- Medicare Part D. This insurance helps cover the cost of prescription drugs.
Contact a Qualified Georgia Independent Insurance Agent
There are several options when it comes to protecting your financial future with Medicare plans in Georgia. You could choose a Medicare Supplement Plan, a Medicare Advantage Plan, or simply a prescription drug plan. There are no income restrictions for these plans.
My job is to help you find the best options for you. I will assist you throughout the entire process until you are completely satisfied with the selections you have made. I will also be your personal agent as long as you are on Medicare. One benefit of having a local agent is that I am only a phone call away – no 1 (800) numbers and wasted time holding on the phone at a big company. I am here to serve YOU.
Contact me today with questions related to Medicare eligibility and enrollment in Georgia. I offer the best health care products at affordable rates and can write policies for most carriers.