Medical Savings Account

Health Savings Account:

This type of product is a non-qualified, medical benefit savings account that can be used for all types of Healthcare Services.  With these account you will get a Visa Prepaid Card to use for any type of healthcare service payments.  Payments like Doctor office co-pays, Prescription Medicine Co-pays, Dental or Visions services, etc.

How this plan works is by the member funding the account with their monthly premiums.  These premiums will then be matched by the carrier after a certain amount of payments are met.  After this period of time elapses and no claims have been used, the carrier will start matching amounts higher than the monthly premium.  During account funding the member will have access to an account so they know how much money they will have access to to pay for services at any given time.

The members and their family members can use their account balances how they choose.  There are no pre-existing condition clauses with this type of plan and benefits start immediately. These plans work with any health insurance plans the member has and also works for those who are uninsured.

This type of plan is great for people who would like help paying for a wide array of medical services or co-pays.  You can use the card at pharmacies, doctors offices, specialist offices, chiropractors offices, dental and vision providers offices, and many others.  The member can even use the plan to pay for long term care and home health expenses as well as most elective procedures including lasik and plastic surgery.  (This is the only healthcare plan I have that helps pay for cosmetic procedures).

More services that are covered are:

  • Ambulance Services
  • Laboratory/Medical/Dental/Ophthalmic Hospital Equipment And Supplies
  • Doctors not elsewhere classified
  • Dentists, Orthodontists
  • Osteopathic Physicians
  • Chiropractors
  • Optometrists, Ophthalmologists
  • Opticians, Optical Goods, and Eyeglasses
  • Chiropodists, Podiatrists
  • Nursing and Personal Care Facilities
  • Hospitals
  • Medical and Dental Laboratories
  • Medical Services and Health Practitioners not elsewhere classified
  • Drug Stores, Pharmacies (no sundries/mail-in reimbursemently only on grocery store pharmacy purchases)
  • Hearing Aid – Sales, Service, Supply Stores
  • Orthopedic Goods – Prosthetic Devices
  • Optical Goods and Eyeglasses
  • Counseling Service – Debt, Marriage, PersonalTo view a larger list of the services covered Click Here.As always feel free to call me with any questions at 912-660-5236

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    If it asks you for a Broker Id to continue please copy and paste this ID; 1720008554MDL