Health Insurance

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Health Insurance is a major decision in this day and age, the best coverage crucial step in planning for your future and the future of your loved ones.

  • Health Insurance encompasses numerous options. You could be an individual, a family or a business looking to get coverage.

  • New legistlation may be a bit daunting or even confusing. We are glad to offer you the most comprehensive information regarding the Affordable Care Act

  • The needs change constantly and we want to  offer you Healthcare Exchange enrollment- Medicare Supplements & Medicare Advantage plans- Medicare prescription drug plans (Part D)- Prescription drug plans for all ages- Assistance program for past medical bills- Individual or family health coverage- Group insurance and exchange enrollment for businesses

Individual/Family

Individual/Family

Major medical health insurance plan is a type of medical insurance plan that meets all of the minimum essential benefit standards of the Affordable Care Act (ACA or “Obamacare”), while providing benefits for a broad range of inpatient and outpatient health-care services.

Minimal Essential Coverage

Minimal Essential Coverage

Minimum Essential Coverage (MEC) Any insurance plan that meets the Affordable Care Act requirement for having health coverage. To avoid the penalty for not having insurance you must be enrolled in a plan that qualifies as minimum essential coverage (sometimes called “qualifying health coverage”).

Healthcare Sharing Ministry

Healthcare Sharing Ministry

A health care sharing ministry is an organization that facilitates sharing of health care costs among individual members, in the United States, who have common ethical or religious beliefs

Group Health Coverage

Group Health Coverage

Health insurance provided to employees by an employer or by an association to its members is called group coverage.

Dental, Hearing and Vision

Dental, Hearing and Vision

Dentalvision, and hearing insurance is an important addition to your Original Medicare Parts A and B coverage. ..

Prescription Assistance Plans

Prescription Assistance Plans

Drug Advocacy Prescription Assistance Plans are programs set up by drug companies that offer free or low cost drugs to uninsured individuals who cannot afford their medication. Most brand name drugs are found in these programs.

Hospital Indemnity Plans

Hospital Indemnity Plans

Hospital Indemnity InsuranceHospital Indemnity insurance, also called Hospitalization insurance or Hospital insurance, is a plan that pays you benefits when you are confined to a hospital,

Accident Coverge

Accident Coverage

Accident Insurance helps you handle the medical and out-of-pocket costs that add up after an accidental injury.

Disability Insurance

Disability Insurance

What would you do if you weren’t able to work because of an illness or injury?  What would happen to your bills, your car, your mortgage and your family?